Land Title Search

Personal Property Security Act (PPSA) search is a query on Personal Property database, maintained by Provincial Government, to find out lien details of an individual, business, vehicle or other properties. The searches is used to find out if the property is free of debts or any third-party (like banks) ownership rights on it due to loans. It is also used to search for debts against individuals or businesses. Each province has its own version of the PPSA.

PPSA database contains lien information and debt obligations by individuals or corporation. This information is useful when purchasing or selling a business and vehicles and also to find debts of an individual.

When an individual takes a loan on a vehicle that has either been purchased or leased, the loan details will be sent to the PPSA data system by the lender or bank including the individual’s name, vehicle information, date of birth, loan amount, date of loan and majority date. This information will be listed under the VIN number of the vehicle and posted within the PPSA databank. This remains in the database until the loan is discharged. If someone is purchasing a used vehicle, it is important to ensure that there are no liens or loans against the vehicle being purchased. Similarly if a corporation has any loans or liens where they have purchased equipment, consumer goods or vehicles the information will be stored in the PPSA database. This information will be useful to determine the debts of a corporation.

• Security interests
• The interest of a buyer of goods, where the goods are left in the possession of the seller.
• The interest of an execution creditor
• The interest of a spouse entitled to possession of goods.
• A workers’ Compensation Board charge.
• Collateral property interests of:
• Aircraft
• Boat
• Mobile home
• Trailer
• Office equipment
• Furnishing properties.

Contact person can be anyone who has an interest in the property or the land.

Personal Property Security Act (PPSA) search is a query on Personal Property database, maintained by Provincial Government, to find out lien details of an individual, business, vehicle or other properties. The searches is used to find out if the property is free of debts or any third-party (like banks) ownership rights on it due to loans. It is also used to search for debts against individuals or businesses. Each province has its own version of the PPSA.

A title search shows:

Name of legal owner(s)
• How title is held (Joint Tenants vs Tenants in Common)
• The date of the last transfer and the consideration paid
• The declared value of the property
• The address for service for the property owners
• Any documents Registered On Property Titles

Land Title Searches provides information of a property and details of the owner. This can be useful to find out if there is any mortgages registered to the property. You will need this information before purchasing the land or property.

A bankruptcy Search will show if an individual or a business is bankrupt under The Bankruptcy and Insolvency Act of Canada.. This search can also show if an assignment, proposal to creditors or receiving order has been made against the individual or business.

VIN search is a car lean search. This is used, prior to buying a car, to find out if the vehicle has been financed or pledged by a lender or bank. As long as the debt is active, the car will have a lien registered against it, which means the lender still co-owns it’s title and has the legal right to repossess it.

A Search Results can be ready in:

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• if you choose the Express Queue. We will email you the Search Results in 2 Business Hours.

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• If you choose the Priority Queue. We will email you the Search Results in 1 Business Day.

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• If you choose the Regular Queue. We will email you the Search Results in 5 Business Days.

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